RJ Vidya Ventures Private Limited operates as a for-profit commercial business engaged in education, training, media, content, intellectual property, consulting, talent development, leadership, strategy, and related digital services.

The company’s commercial activities may include:

• Online courses and recorded learning programs
• Workshops, webinars, and training sessions
• Digital learning resources
• Media and content products
• Paid subscriptions and memberships
• Consulting, advisory, and institutional services
• Digital products and downloadable resources
• Physical products, if specifically listed on the relevant product page

All payments collected by RJ Vidya Ventures Private Limited are commercial payments and form part of the company’s business revenue.

RJ Vidya Ventures Private Limited may operate, use, or be associated with the following brands, domains, or platforms for commercial, educational, media, or delivery purposes:

1. RJ Vidya Ventures
   Website: rjvidya.ventures
   Role: Corporate and commerce website of RJ Vidya Ventures Private Limited.
2. Rashtra Jyoti
   Website: rashtrajyoti.com
   Role: Flagship media and public-interest content brand associated with RJ Vidya Ventures Private Limited.
3. The Vedic Leader
   Website: learn.thevedicleader.com
   Role: LMS, course access, or digital learning delivery platform used for selected programs where specifically stated on the relevant product page.

Where a product, course, or service is purchased directly through rjvidya.ventures, the contracting and collecting entity is RJ Vidya Ventures Private Limited unless the checkout page clearly identifies another merchant-of-record.

Where a user purchases a product or service on a separate website operated by a separate legal entity, the terms, refund policy, privacy policy, and payment obligations of that separate merchant will apply

Payments made on rjvidya.ventures are collected by RJ Vidya Ventures Private Limited.

Depending on the payment method used, the user’s bank statement, payment receipt, UPI record, card statement, mandate confirmation, or gateway receipt may show one or more of the following:

• RJ Vidya Ventures Private Limited
• RJ Vidya Ventures
• RJ VIDYA VENTURES PRIVATE LIMITED
• Razorpay
• Cashfree
• The relevant bank, UPI, or payment gateway descriptor
• Any other descriptor configured by the authorised payment service provider

All such payments relate to commercial purchases, subscriptions, fees, or services offered by RJ Vidya Ventures Private Limited through rjvidya.ventures, unless the checkout page expressly identifies another merchant.

RJ Vidya Ventures Private Limited may accept payments through one or more of the following methods:

• Razorpay
• Cashfree
• UPI
• Bank transfer
• Cards
• Net banking
• Wallets
• International payment methods, where enabled
• Other authorised payment methods displayed at checkout

Payment availability may vary by product, country, user eligibility, transaction value, payment gateway rules, bank rules, and applicable law.

RJ Vidya Ventures Private Limited does not ask users to share card PINs, OTPs, banking passwords, or complete card details by email, phone, WhatsApp, or social media.

Prices displayed on rjvidya.ventures are in Indian Rupees unless stated otherwise.

The final amount payable will be displayed on the product page, payment page, checkout page, invoice, or payment gateway page before the user completes the payment.

Applicable taxes, gateway charges, shipping fees, or other charges, if any, may be added or displayed separately.

For invoice requests, where not already received by customer, users may contact contact@rjvidya.ventures with:

• Full name
• Email address used for payment
• Phone number, if provided at checkout
• Transaction ID
• Date of payment
• Product or service purchased
• GST details, if a GST invoice is required and legally applicable

Where a product or service is offered as a subscription, recurring payment, UPI Autopay, e-mandate, standing instruction, or monthly/yearly plan, the user must review the billing frequency, amount, renewal date, and cancellation process before authorising the payment.

By authorising a recurring payment, the user permits the payment gateway, bank, or payment service provider to process recurring charges as per the selected plan and applicable payment rules.

Subscription cancellation will apply prospectively. Cancellation does not automatically create a refund for fees already charged, unless the refund qualifies under the Refund and Cancellation Policy.

For digital courses, recorded programs, LMS access, downloadable resources, webinars, or online services, delivery may be completed through:

• Email
• User account access
• LMS login credentials
• Third-party learning platform access
• Download links
• Webinar links
• Manual support response
• Any other method specified on the product page

Where the product page states that access is provided through The Vedic Leader, Thinkific, Zoom, email, or another delivery platform, the user must follow the access instructions provided after payment.

For customer support, payment queries, access issues, refund requests, privacy requests, or legal/compliance queries, users may contact:

Grievance Officer: Rudrabha M
Designation: Grievance Officer
Entity: RJ Vidya Ventures Private Limited
Email: contact@rjvidya.ventures
Address: A1, Hamilton House, 1st Floor, Connaught Place, New Delhi – 110001
Working Hours: Monday to Friday, 10:00 AM to 5:00 PM IST

Grievances will be acknowledged within 48 hours of receipt, excluding public holidays and non-working days.

RJ Vidya Ventures Private Limited will attempt to resolve grievances within 30 days, unless the matter requires additional documents, payment gateway confirmation, bank confirmation, investigation, or legal review.

These legal and compliance disclosures are governed by the laws of India.

Subject to applicable law, courts located in Delhi, India shall have exclusive jurisdiction over disputes relating to rjvidya.ventures, RJ Vidya Ventures Private Limited, and transactions made through this website.